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Why install an e-wallet on your mobile device if you already have a bank app? The devotees of digital wallets dub convenience, cost-friendliness, and security as the key reasons. Considering this, it becomes clear why the popularity of online wallet payments grows exponentially while pushing fintech startups towards game-changing solutions. If you seek the best…
Are you seeking a solid reason to develop a digital wallet akin to Apple Pay? But what if you could go one step further? Consider launching a trendsetting bankless solution. It rivals the convenience of the big players and eliminates banks from the buyer-seller relationship. Yet, innovation comes with its hurdles. The path to building…
When was the last time you paid in cash? A decade ago, you would have answered “Yesterday” without hesitation. But today, digitalization has transformed our payment habits. McKinsey’s study shows that over 90% of consumers have made a digital payment within the past year. Statista also points out how common mobile wallet apps are. They…
Is implementing blockchain a good idea? See for yourself. According to Buy Bitcoin Worldwide, “the global blockchain market will be worth $1,431.54 billion by 2030, growing at a CAGR of around 85.9% from 2022 to 2030.” The same source states that blockchain can reduce 30% of banks’ infrastructure costs, i.e., more than $10 billion every year….
You won’t find the words “overdraft”, “accrued interest”, or “mortgage” on the home page in today’s banking software. Now, when you want to check your account balance, you open the app, and it greets you with a caring “Hello, Alex! How are you today?” A change like this is significant progress for traditional banks, which…