The sales and marketing industries have been using cloud computing technology for a while now. Still, it’s only recently that financial institutions took a risk and moved their core operations to the cloud-based banking platform. Banks have managed to succeed in this digital transformation despite all fears and prejudices as it allowed them to reduce…
What were bank-customer relations like? Usually, people were introduced into the concept of the bank in their teenage years and stayed with the preferable banking institution all their life. That was standard practice for decades. In 2013, the European Commission proposed the PSD2 (the Payment Services Directive), and open banking development began. The directive obliged EU…
Banks are now actively investing in corporate banking solutions that help them cope with challenges and discover new opportunities. Digital transformation is a way to expand their customer base and improve the user experience through the use of modern technologies. They enhance commercial banking software, allowing financial institutions to cooperate with corporate customers more closely…
Have you ever taken an interest in application development? Or maybe, inspired by the tremendous success of the ride-sharing giant Uber, you’ve dreamt of creating your own app? In fact, Uber is considered to be the best taxi application on a global scale, and despite the harsh competition, the company remains the dominant player within…
What does your usual morning routine look like? Some yoga and meditation, or jogging and dancing? All these are great ways to start the day. But let us be frank — it is almost impossible to imagine a morning without checking our messengers and social network updates and turning to applications for health, fitness, banking,…
Many great ideas have failed due to the lack of time. “If only we had more time…” is a common regret that follows broken dreams and lost hopes. There are a lot of variables to take into account, not to mention unexpected factors and challenges. So no wonder that the exceptional talent of software development…
Numerous apps and technologies surround us in everyday life. Checking the news, ordering food, buying tickets, meeting incredible people — thanks to mobile applications it has become much faster and easier to manage all these daily tasks. The Covid-19 pandemic has affected application users and pushed application development to a new level. So, what is application…
Have you ever dreamed of working in the automotive business? Creating new luxury limousines, self-driving or autonomous cars? Then you’d better upgrade your CV and send it to the HR department of Tesla, Toyota, or, maybe, Daimler. Practically all giants and indie brands are rushing towards implementing new horizons that AI in automotive applications promises…
JavaScript versus PHP: what’s the difference between them and what programming language should you choose for your project? Both languages are constantly taking high positions in the rankings of the most in-demand instruments. They are powerful, flexible, and object-oriented languages that are used in many companies. In this article, we will compare PHP and JavaScript…
Staff augmentation vs managed services: what approach should choose the company that is aimed at successfully developing its business, meeting customer requirements, and withstanding high competition in the market? To deal effectively with all of these issues, you need experienced and skilled employees focused on their roles and responsibilities. However, it’s not easy to find…
Why is Starbucks so popular? What has turned a small coffee retailer into a world-known brand? Was it because of the innovative La Marzocco Linea Machine or extra-quality Arabica beans grown at higher altitudes? Those factors were important, but the core idea of the brand was the special care and support of their customers. What do…
On February 4, 2004, Mark Zuckerberg and his fellow students from Harvard University launched a project which is now one of the greatest players of BigTech. Initially, Facebook was created in pure vanilla PHP. On its long way to the modern giant position (about 2 billion people currently use this social media every day), Facebook needed…
On September 7 this year, El Salvador introduced the Chivo bitcoin wallet for its citizens to provide commission-free payment service for remittances. In 2020, El Salvador got about $6 billion in remittances. The money transfer commission can reach up to 33%. So, if all Salvadorians turn to Chivo, it may cost Western Union and other…
According to Steve Blank, who was one of the first to make use of the term, a minimum viable product (MVP) can range from a simple spreadsheet or an early prototype to a fully functioning website or a mobile application, depending on the specific case. However, no matter the kind of MVP, its goal is…
Today companies have not only to survive during pandemic times but also keep their wits above one to stand against various hacker attacks and fraudulent activities. Businesses worldwide lost $42 billion due to fraud, according to the PwC’s Global Economic Crime and Fraud Survey 2020. To protect their revenues and confidential information, companies used rule–based…