Digital Wallet Platform
Create a unique payment solution tailored to your vision with our innovative digital wallet platform.
How to move e-banking into the microservices architecture?
Get the latest insights on the best way to transform your banking experience.
How to move e-banking into the microservices architecture?
Get the latest insights on the best way to transform your banking experience.
How to move e-banking into the microservices architecture?
Get the latest insights on the best way to transform your banking experience.
How to move e-banking into the microservices architecture?
Get the latest insights on the best way to transform your banking experience.
Digital Payment Platform by Qulix
Forget about time-intensive projects and save resources with our super customizable solution for simplified digital payment service development. Just enrich it with the desired features and integrations, select the design concept, and enter the global digital payments market within the shortest possible time.
Why Choose Platform-Based eWallet Development?
Solid Project Base
Solid Project BaseFocus only on the newly developed part instead of keeping control over the entire solution, reducing errors and speeding up testing and deployment.
Easy Customization
Easy CustomizationTake the burden of groundwork elaboration off your shoulders and zero in on off-gauge features, design, and marketing strategies with our ready-made platform.
Accelerated Launch
Accelerated LaunchSay goodbye to extended project terms, deadlocks, or unpredicted budget and deploy a mobile wallet within several months at a reasonable price.
Lower Costs
Lower CostsRoll out a payment solution with basic features, test the feasibility of your idea, and then gradually expand the functionality with lower initial investments.
Solutions You Can Build with Our Platform
Money Wallet
A traditional electronic wallet that stores credit and debit cards on a mobile device. Transfer and receive money, implement bill payments and in-store or contactless payments, withdraw cash and even keep your tickets, ID, or driving license information in a single solution.
Crypto Wallet
A perfect option for making secure transactions with digital currency (crypto and fiat). Besides, such mobile wallets allow users to keep and manage stocks, bonds, tokens, ETFs, and other valuables, as they are often integrated with tokenization platforms and exchanges.
Loyalty Wallet
Instead of dealing with electronic money, these digital wallets focus on gift cards, coupons, membership cards, rewards, and other perks. They store such information on mobile devices and let customers forget about spam-like newsletters and paper loyalty programs.
Hybrid Solutions
If you want to mix traditional and crypto/loyalty wallets, go for hybrid solutions. They store financial information, virtual cards (debit and credit), and documents together with crypto assets or discount cards. Like other wallets, they are good at transferring money and making purchases.
We can power any of these digital payment solutions with near-field communication (NFC), a QR code scanner, or magnetic secure transmission (MST) in compliance with your project vision.
Platform Functionality
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KYC for individual and business clients
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Verify user identity, reduce the risk of fraudulent
activity, and ensure a smooth onboarding process with the backbone Know Your Client feature.
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Semi-automatic verification
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The feature simplifies the verification procedure but
can be omitted if we integrate the product into an existing service.
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Account opening
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Account creation, either in national or foreign
currency. We offer 50+ supported currencies (USD, EUR, GBP, CNY, SGD, KRW, JPY, AED, and others).
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Virtual card issuance
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Issue Visa, MasterCard, UnionPay, or other digital card
type within an e-wallet.
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Bank accounts adding
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Add credit or debit card details to an e-wallet.
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Top-up
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Transfer money from a bank account to an e-wallet.
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Withdrawal
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Transfer funds from an online payment system to a bank
account.
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Transfers
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Make instant transfers between mobile wallets.
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Payments
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Conduct in-store payments with a
smartphone/smartwatch.
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Transaction history
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Mobile wallet components that store payment
information.
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Digital receipt generation
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Instant creation of electronic receipts.
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QR code generation
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Create easy-to-scan barcodes for simplified money
transfers.
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Push notifications
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Popping up messages notifying users about transactions
and e-wallet updates.
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API/SDK integration
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Make integrations with digital banks, exchanges, and
payment systems.
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Mobile app
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Create either native (iOS/Android) or cross-platform
applications with our platform.
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How We Ensure Data Security
Multistep Authentication
Our team employs two-factor authentication, advanced encryption of payment information, biometric verification, and other measures to protect sensitive data.
Compliance with Standards
Our financial products comply with ISO 27001, ISO 9001, OWASP, and other security standards. Such an approach helps us prevent the hijacking of bank account information and data disruption.
Fraud Prevention Mechanisms
We apply the leading-edge technologies based on artificial intelligence to promptly detect suspicious activity and secure the solution against fraudsters.
NDA-Protected Projects
When partnering with us, you can always sign a Non-Disclosure Agreement. In this way, all the details of your project will remain confidential.
MVP Approach
Our development teams apply the combination of the Agile methodology and the MVP approach when enhancing the platform in compliance with client vision.
An MVP (minimum viable product) is the simplest version of a mobile payment system with several core features sufficient for its deployment. It is a perfect option if you want to launch an intuitive e-wallet, and here's why:
- The quicker you test your business idea on early users, the cheaper and easier adjustments to the app development process will be;
- The approach ushers in lower upfront costs and accelerated project terms;
- With an MVP, you can promptly gather initial feedback and get down to the next iteration.
After finishing the MVP stage and rolling out the first successful product version, we switch to more intricate features.
Tech Stack and Architecture
Android:
Kotlin
iOS:
Swift
Miscellaneous:
JavaReactPostgreSQLAWS
KubernetesDockerKafka
Blockchain:
SolidityRUSTGetBlockBlockchain.comCryptoScan
The exact technology stack depends on the client's vision and requirements. Our specialists can extend the list with .NET, Go, Node, hybrid mobile frameworks, or any other tool upon your request.
This is the most common architectural pattern for e-wallets built with our platform:
From the perspective of a banking app or other financial services, it may look in the following way:
The final architectural pattern of a digital wallet relies significantly on your business domain.
Project Roadmap
Pre-study
2-4 weeks
- Client requirements analysis;
- UI/UX concept elaboration;
- Deciding on the integration options;
- KYC requirements elaboration;
- Tech stack and architecture selection.
POC (Proof of Concept)
4 weeks
- Development and testing of 1–2 major features;
- Implementation of basic integrations;
- Deployment in a test environment.
Beta MVP
4-8 weeks
- MVP development and enhancement;
- Design adjustment (to the target UI/UX concept).
Friends & Family Testing
2 weeks
- Deployment in a production environment;
- Testing by early users;
- Documentation elaboration;
- Error fixing
First Release
4+ weeks
Preparing the first product version for release in compliance with the pre-defined requirements.
Breakthrough Investment Platform
The design and development of a robust investment solution for simplified commodity trade deals. Enriched with e-wallets and tokenization, the platform offers diverse financial management functionality that is available on iOS and Android devices.
How to Get Started
Contacts
Feel free to get in touch with us! Use this contact form for an ASAP response.
Call us at +44 151 528 8015
E-mail us at request@qulix.com
Feel free to get in touch with us! Use this contact form for an ASAP response.
Call us at +44 151 528 8015
E-mail us at request@qulix.com
